Policy Effective Date: October 21, 2020
Gradsave Planning Services, LLC, DBA “Gradvisor” (“Gradvisor”) respects the privacy of our users and has developed this Privacy Policy to demonstrate its commitment to protecting your privacy. This Privacy Policy is intended to describe for you, as an individual who is a user of Gradvisor.com or our services, the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures.
We may collect and store any personal information you enter on our website or provide to us in some other manner. This includes identifying information, such as your name, address, e-mail address and telephone number. Financial information such as payment method, credit card numbers and expiration dates may be collected and stored. We may also request information about your interests, gender, age, financial life and demographic information. Except as required by law or requested by regulatory authorities, Gradvisor agrees to maintain your non-public information in strict confidence.
When you use Gradvisor.com, the Site’s servers automatically record certain information about your use of the Site. Similar to other web sites, Gradvisor records information such as browsing activity, data displayed or clicked on (ads, links, etc.) and other information (browser type, IP address, cookie ID, date & time of access, etc.). Along with cookies, Gradvisor may use third-party tracking technology, such as Google Analytics, to record information about your activity on the Site.
We partner with third party ad networks to either display advertising or to manage our advertising on the site. These networks use cookies to collect non-personally identifiable information about your activities on this and other Web sites to provide you with targeted advertising.
If you choose to become a Gradvisor client, we collect and store personal and banking information for the purposes of facilitating transactions to your account. All banking information is securely stored and encrypted using Amazon Web Services Key Management System (“AWS KMS”). AWS KMS is designed so that no one has access to your master keys. The service is built on systems that are designed to protect your information with extensive hardening techniques such as never storing plaintext master keys on disk, not persisting them in memory, and limiting which systems can access hosts that use keys. All access to update software on the service is controlled by a multi-party access control that is audited and reviewed by an independent group within Amazon. We also use secure technology to encrypt your personal information on the Internet, such as your user name, password and account information.
Gradvisor is not directed to anyone under the age of 18. If a parent or guardian becomes aware that his or her child under the age of 18 has provided us with personally identifiable information without his or her consent, he or she should contact us. If we become aware that a child under the age of 18 has provided us with personally identifiable information, we will delete such information from our files.
We may use information we collect about you to:
Gradvisor may disclose the nonpublic personal information it collects to financial and non-financial companies including, but not limited to, brokerage firms, custodians and public accounting firms (as permitted or required by law). Gradvisor may also disclose the nonpublic personal information it collects to service providers that perform marketing services on behalf of Gradvisor. Gradvisor will not otherwise disclose any personal consumer information unless: (i) Gradvisor receives prior written consent from the consumer; (ii) Gradvisor believes the recipient is an authorized representative of the consumer; or (iii) Gradvisor is required by law to disclose information to recipient.
You can choose not to provide us with certain information. This may result in you unable to use certain features on the Site because such information may be required for you to register as a client.
If you wish to opt out of the disclosure of nonpublic personal information nonaffiliated third parties you can do say by emailing privacy@gradvisor.com.
In any commercial e-mail we send you, you will have the opportunity to opt out of receiving such messages in the future. We will endeavor to act on these requests as soon as reasonably possible. You may also request the deletion of personal information by e-mailing privacy@gradvisor.com and provide us enough information to identify your account and prove that you are the owner of the account. Deletion requests will be handled as quickly as reasonably possible. However, we may retain such information and data as needed to stay in compliance with applicable laws.
This Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We will post any Privacy Policy changes on this page and, if the change is substantial, we will provide a more prominent notice via e-mail. Each version of this Privacy Policy will be identified at the top of the page by its effective date.