Policy Effective Date: September 1, 2016
Information We Collect
We may collect and store any personal information you enter on our website or provide to us in some other manner. This includes identifying information, such as your name, address, e-mail address and telephone number. Financial information such as payment method, credit card numbers and expiration dates may be collected and stored. We may also request information about your interests, gender, age, financial life and demographic information. Except as required by law or requested by regulatory authorities, Gradvisor agrees to maintain your non-public information in strict confidence.
When you use Gradvisor.com, the Site’s servers automatically record certain information about your use of the Site. Similar to other web sites, Gradvisor records information such as browsing activity, data displayed or clicked on (ads, links, etc.) and other information (browser type, IP address, cookie ID, date & time of access, etc.). Along with cookies, Gradvisor may use third-party tracking technology, such as Google Analytics, to record information about your activity on the Site.
If you choose to become a Gradvisor client, we collect and store personal and banking information for the purposes of facilitating transactions to your account. All banking information is securely stored and encrypted using Amazon Web Services Key Management System (“AWS KMS”). AWS KMS is designed so that no one has access to your master keys. The service is built on systems that are designed to protect your information with extensive hardening techniques such as never storing plaintext master keys on disk, not persisting them in memory, and limiting which systems can access hosts that use keys. All access to update software on the service is controlled by a multi-party access control that is audited and reviewed by an independent group within Amazon. We also use secure technology to encrypt your personal information on the Internet, such as your user name, password and account information.
Gradvisor is not directed to anyone under the age of 18. If a parent or guardian becomes aware that his or her child under the age of 18 has provided us with personally identifiable information without his or her consent, he or she should contact us. If we become aware that a child under the age of 18 has provided us with personally identifiable information, we will delete such information from our files.
How the Information is Used
We may use information we collect about you to:
- Communicate with you by e-mail, postal mail, telephone and/or mobile devices;
- Manage your account and provide customer support;
- Deliver products and services you request;
- Enforce our terms and conditions;
- Develop and display targeted content and advertising;
- Manage our business;
- Perform research and analysis about your use of our products and services and
- Perform functions as otherwise described to you at the time of collection
Information Sharing and Onward Transfer
Gradvisor may disclose the nonpublic personal information it collects to financial and non-financial companies including, but not limited to, brokerage firms, custodians and public accounting firms (as permitted or required by law). Gradvisor may also disclose the nonpublic personal information it collects to service providers that perform marketing services on behalf of Gradvisor. Gradvisor will not otherwise disclose any personal consumer information unless: (i) Gradvisor receives prior written consent from the consumer; (ii) Gradvisor believes the recipient is an authorized representative of the consumer; or (iii) Gradvisor is required by law to disclose information to recipient.
You can choose not to provide us with certain information. This may result in you unable to use certain features on the Site because such information may be required for you to register as a client.
If you wish to opt out of the disclosure of nonpublic personal information nonaffiliated third parties you can do say by emailing firstname.lastname@example.org.
In any commercial e-mail we send you, you will have the opportunity to opt out of receiving such messages in the future. We will endeavor to act on these requests as soon as reasonably possible. You may also request the deletion of personal information by e-mailing email@example.com and provide us enough information to identify your account and prove that you are the owner of the account. Deletion requests will be handled as quickly as reasonably possible. However, we may retain such information and data as needed to stay in compliance with applicable laws.
Changes to this Policy